S. Ramesh has over 30 years of software design experience, half in startups and half in the Fortune 500. He is currently Head of the Innovation Lab at Sumitomo Mitsui Bank, one of the largest global banks, where he is taking innovative ideas and applying them to the enterprise, all on a new microservice architecture. Previously he worked as an Account CTO at Mphasis, and as a senior vice president at Citibank, where he helped oversee the transition to an award-winning, mobile-first and microservices-based set of client applications.